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Program Details
- One-Time Closing! Only pay the closing cost once
- Lock in your rate upfront and avoid interest rate risk
- FHA, VA, and Conventional options
- 0% Down up to $726,200(VA ONLY)
- 3.5% Down up to FHA County Limits ($472,030-674,250)
- 5% Down on Conventional construction loans
- 10% Down on Second homes
- FICO 640+ for FHA/VA program
- FICO 660+ for Conventional program
- Lot/Land Loans available
- Lot can be used towards the downpayment
- Maximum of 20 acres per build site
- Stick-Built and Modular Homes
- Barndominium Specialists
- Tear Down and Rebuilds do qualify
- No self-build or owner-builders. The builder must be approved.
Construction loans are different animals. They have different rules and qualifying criteria. No feeling is worse than not qualifying for the loan after you are committed to a lot. It makes for a REALLY bad day and a big mess. All of the loan officers listed on this site specialize in Construction Loans. They are battle-tested, seasoned, and recommended by your peers. Give them a call!
Do you want a Construction Loan Specialist to contact you? We’ve made it really easy. Drop your name and phone number in the form on this page and we’ll let them know you’re looking for them.
